Your Benefits.

  • No annual charges or account keeping fees.
  • Flexible loan term of up to 7 years.
  • Option to add a deposit or balloon payment at the end of your loan to reduce your monthly repayments.
  • Save money with a competitive fixed interest rate.
  • No additional security is needed for approved applicants.

Your loan, your choice

Volkswagen Choice1 is our Guaranteed Future Value Program that gives you the option to trade in, retain or return your car at the end of a loan term.

Explore Guaranteed Future Value

Your Benefits

  • Save money by paying for your new Volkswagen from your pre-tax income
  • No annual charges or account keeping fees
  • Flexible loan term of up to 5 years
  • Option to bundle your registration, Compulsory Third Party insurance (CTP), comprehensive insurance and on-road costs with your monthly payments
  • Employers could attract and keep talented staff with cost effective finance and tax deductible repayments

How it works

If you’ve got your eye on an upgrade, you can take out a new lease and upgrade to the newest model at the end of your agreement.

If you end up leaving your job, your new employer will have to take over the novated lease payments by renewing their novation agreement.

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Terms and Conditions


Volkswagen Choice consists of an option to return your vehicle to VFS at the end of the term and requires VFS to purchase the vehicle at an agreed price determined by VFS, known as the Guaranteed Future Value (GFV). At the end of the term, you can elect to: (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to VFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Fleet, government, rental buyers, hire car and chauffeur companies excluded.

Volkswagen Choice consists of an option to return your vehicle to VFS at the end of the term and requires VFS to purchase the vehicle at an agreed price determined by VFS, known as the Guaranteed Future Value (GFV). At the end of the term, you can elect to: (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to VFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Fleet, government, rental buyers, hire car and chauffeur companies excluded.